How to build the correct relation to money at the child?
Money – an important component of life of each person. Them earn, change, accumulate, store, give. The majority of my acquaintances say that in the childhood never knew, money from where undertakes. Think, something changed in 21 centuries?
Explain to the child, what not all in this life solve money, money – means for good life, but in any way the purpose Yuganov Konstantin, Shutterstock.com
Children, as before, seldom educate rather parental income and expenses. There are universal answers: «money is not present» or «take, only get rid». And children often perceive the negative answer as unwillingness to meet half-way. They know, what parents go for work, get wages, then why refuse?
Children often measure parental love by money. Here someone love more, therefore buy everything, and it, means, love less. And there is a pernicious psychology of dependence of the emotional relations from the bank notes, developing into self-interest and continuous search of material benefit. Correct a problem the timely explanation of real causes of failure and joint search of a way of a resolution of conflict could.
There is one more problem which grows because of isolation of the child from financial questions – maximalism. It is a situation at which the child cannot adequately estimate money. Or they become a main goal in human life because of their lack of early age. Or the relation to money as to a reality develops at the child passivity, unwillingness to develop and aspire to something as since the birth it has all.
Each situation is pernicious in own way. In the first case, already being the adult, the person quite often appears incapable to perceive the pleasures which are not subject to money. In the second case the child understands that it has everything, he has nothing to aspire, often it becomes complicated the haughty relation to the people who were less provided, than it. Losing money, such person appears behind a life board, after all to earn and provide itself it is not able.
The correct financial education of the child – pledge of its happy future. How to teach him to the correct ideas of money?
To teach the child, first of all, it is necessary for what not all in this life solve money, money – means for good life, but do not aim in any way. It is necessary to explain, giving examples. The most successful and rich people in most cases are engaged in favourite business which inspires them, delivers pleasure therefore earn well. The child should realize that the most important in life – to find the calling, to become the highly skilled expert in the area, then all the rest, as they say, will be put. Each person has financial requirements but that this level to make out, it is necessary to understand well itself.
In addition, it is very important to tell to the child about alternative earnings. It means that the small person should understand that it is possible to earn money differently: it is possible to work in the state sphere, it is possible to find the place in the private companies, to create the business, and also to earn, using the talents. Then at the child it will turn out to find the way, it will have a choice.
It is undesirable to hide the income of the child, he should realize, as there is a process of receiving money, as how many costs in the world in which he lives. The child should realize accurately that different professions provide a different standard of living, then it will be easier to it to make the decision in the future.
It is necessary to teach the child to the relations with finance, correctly to learn of them to dispose. For this purpose it is possible to give out pocket money, thus to try to give it the maximum freedom, then the child by means of tests and mistakes will understand how competently to dispose of money.
There is also an encouragement system. However not always this system works. To encourage the child, certainly, very important, but it is better to make it by means of tender words and a praise. It is better to tell it about possibility of the podrabotka who has not been connected with household chores.
The child should understand, how many business hours this or that toy cost it to parents. Then he will grow grateful, able adequately to perceive money and will not connect the emotional world with the world of finance.
But the most important – to explain to the child that the wealth does not guarantee to the person happiness. To be happy, it is necessary bigger. And here what exactly, he surely will understand, when becomes adults.